How about those folks who buy a home far from their place of employment? Could that be a predictor of their likelihood to repay their mortgages?
Long commutes make risky borrowers, study says
I think it could, because it may be an indication that they don't really want to live or work where they do, but are driven to do so by financial need. Think "Riverside" or "Lancaster," and the concept makes more and more sense. - David